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Data on the median-priced home are from the National Association of Home Builders' Housing Opportunity Index for the first quarter (1Q) of 2013. Click here for metro area definitions. The annual income needed to qualify for a mortgage was calculated using the average prevailing interest rate, assumes a 10 percent downpayment and the use of private mortgage insurance, and includes principal, interest, taxes and insurance.

Wage data are as of February 2013 and were obtained from a proprietary database of salary information by geographic location maintained by Salary.com.


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Rental data are from the U.S. Department of Housing and Urban Development's report on Fair Market Rents for the year 2013 and are based on a survey of recently occupied units. Click here for metro area definitions, and click here for FMR documentation from HUD. The Income Needed to Afford is the annual income that must be earned so that this rent does not exceed 30 percent of income, a standard measure of affordability.

Wage data are as of February 2013 and were obtained from a proprietary database of salary information by geographic location maintained by Salary.com.

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